To Our Valued Customers and Visitors,
Please read these KidIRA Terms of Use ("Terms") carefully before You ("You")access or use this website ("Site"). By accessing or using the Site, you agree to be bound by these Terms set forth below. If you do not wish to be bound by these Terms, you may not access or use the Site. KidIRA may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement on the Site. You agree to review the agreement periodically to be aware of such modifications and Your continued access or use of the Site shall be deemed Your conclusive acceptance of the modified agreement.
Terms of Use
The Terms are entered into by and between KidIRA Foundation, Inc.. ("KidIRA") and You. If You are using the Services on behalf of Your employer, You represent that You are authorized to accept these Terms on Your employer's behalf. Unless explicitly stated otherwise, the Terms will govern Your use of any new features that augment or enhance the current Services. In addition to the Terms and unless otherwise noted, the KidIRA User Agreement govern any registration You make through KidIRA. If there is a conflict between: (a) these Terms, and (b) the User Agreement, the latter prevails.
KidIRA assumes no responsibility whatsoever for the uses made of any software code contained on this Web Site, whether modified or not. KidIRA will not be liable for special, incidental, consequential, indirect, or other similar damages, even if we have been advised of the possibility of such damages.
Unless otherwise specified, all content included on this Site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of KidIRA or its content suppliers and protected by international law. All other products mentioned within are trademarks of their respective owners. Any content that You submit, including but not limited names, e-mail addresses, images, may be used by KidIRA for markeint/promotion purposes on your behalf.
By using any of the content contained on this Site, you automatically agree to these terms. Editorial content on this Web Site does not necessarily reflect the opinions of KidIRA. KidIRA assumes no responsibility for the products or services advertised on this Web Site.
Limitation of Liability
In no event will KidIRA be liable for (i) any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the service, or any information, or transactions provided on the service, or downloaded from the service, or any delay of such information or service. Even if KidIRA or its authorized representatives have been advised of the possibility of such damages, or (ii) any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or information downloaded through the service. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such states, KidIRA's liability is limited to the greatest extent permitted by law.
Important Legal Information About This Website
(Disclaimers and Notices) KidIRA ("KidIRA") and this Website is based in San Francisco, CA. KidIRA created this Website for the convenience of its Internet visitors and independent representatives.
The information (including text, graphics, and functionality) is presented without express or implied warranties and is provided "AS IS". Due to the nature of the Internet, KidIRA cannot guarantee the accuracy of the information contained in this Website or its suitability for any purpose.
Use of the Site
You understand that, except for information, products or services clearly identified as being supplied by KidIRA, KidIRA does not operate, control or endorse any information, products or services on the Internet in any way. Except for KidIRA-identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties that are not affiliated with KidIRA. You also understand that KidIRA cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy Your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.
In connection with Your use of the Site, you agree you will not:
- Transmit any message, information, data, text, software or images, or other content ("Material") that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, or otherwise objectionable that may invade another's right of privacy or publicity;
- Impersonate any person or entity, including but not limited to, a KidIRA official, forum leader, guide or host or falsely state or otherwise misrepresent Your affiliation with a person or entity;
- Post or transmit any Material that you do not have a right to reproduce, display or transmit under any law or under contractual or fiduciary relationships (such as nondisclosure agreements);
- Post or transmit any Material that contains a virus or corrupted data;
- Delete any author attributions, legal notices or proprietary designations or labels that you upload to any communication feature;
- Use the Site's communication features in a manner that adversely affects the availability of its resources to other users (e.g., excessive shouting, use of all caps, or flooding continuous posting of repetitive text);
- Post or transmit any unsolicited advertising, promotional materials, "junk mail", "spam,""chain letters," "pyramid schemes" or any other form of solicitation or any non-resume information such as opinions or notices, commercial or otherwise;
- Violate any applicable local, state, national or international law;
- Upload or transmit any Material that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;
- Delete or revise any Material posted by any other person or entity; or
- Manipulate or otherwise display the Site by using framing or similar navigational technology.
You assume total responsibility and risk for your use of the site and the internet. KidIRA provides the site and related information "as is" and does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title or noninfringement, or the implied warranties of merchantability or fitness for a particular purpose) with regard to the service, any merchandise information or service provided through the service or on the internet generally, and KidIRA shall not be liable for any cost or damage arising either directly or indirectly from any such transaction. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the service or on the internet generally. You understand further that the internet contains unedited materials some of which are sexually explicit or may be offensive to you. You access such materials at your risk. KidIRA has no control over and accepts no responsibility whatsoever for such materials.
Financial Information
Throughout its website, Kidira provides calculations and figures as estimates. These calculations are for the purpose of displaying financial concepts and are in no way a guarantee of expected results.
In addition, Kidira recommends that you, the visitor, speak with your qualified tax and/or investment professional regarding the concepts and how it pertains to your personal tax implications and investment strategy.
Commission rates that are displayed that are associated with specific stores are estimates based on current information and are subject to change withouth notice. The rates displayed are values up to which may be paid out, based on the store in question, the volume of purchases to said merchant, and the Kidira grade of the student(s) earning from any purchase.
Legal Notices
WHAT YOU SHOULD KNOW
KidIRA Foundation, Inc. is the copyright owner of all text contained on this website. KidIRA and any other trademarks and service marks of KidIRA or its domestic affiliates that may be referred to on this website are the property of KidIRA Foundation, Inc. or one of its affiliates. Other parties' trademarks and service marks that may be referred to are the property of their respective owners.
The information contained on this KidIRA website is provided for general informational purposes, as a convenience to the customers of KidIRA and as a public service. The materials are not a substitute for obtaining professional advice from a qualified person, firm or corporation.Consult the appropriate professional advisor for more complete and up-to-the minute information. KidIRA is not engaged in rendering any legal or professional services by placing these general informational materials on this Website.
KidIRA Foundation, Inc. makes no representations or warranties about the accuracy or completeness of the information contained on this Website. Any links provided to other server Sites are offered as a matter of convenience and in no way are meant to imply that KidIRA endorses, sponsors, promotes or is affiliated with the owners of or participants in those Sites, or endorses any information contained on those Sites, unless expressly stated.
This Site contains general information about KidIRA's products and services and pertains only to the United States. The materials available through this Site do not constitute an offer of any KidIRA product in any jurisdiction.
WHAT YOU MAY AND MAY NOT DO
You may print a copy of the information contained herein for Your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on Your own server, or link to this Website, without prior written permission of KidIRA.
Privacy Policy
KidIRA Foundation, Inc. respects everyone's right for privacy, online and off. Because of this position, we created a strict Privacy Policy to assure your personal data is securely maintained. By using the Website, You are consenting to the processing of Your data by KidIRA and consenting to the terms of our Privacy Policy. If we decide to change that policy, we will post the revised policy prominently on our Website or otherwise bring it to Your attention, so that You are always aware of what we do with Your information.
Copyright, Licenses and Idea Submissions
Unless otherwise specified, KidIRA maintains all copyrights in the text and graphic images and logos contained in this Website. This information is provided for the personal viewing of our readers and may not be distributed, modified, or used without the prior written consent of KidIRA.
Domestic and International copyright and trademark laws protect the entire contents of the Site. The owners of the intellectual property, copyrights and trademarks are KidIRA Foundation, Inc, its affiliates or other third party licensors.
You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute, in any manner, the material on the site, including text, graphics, code and/or software.
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2/2/2010: Nationwide college tuition on the rise: It's kind of a perfect storm for students...referring to the double whammy of tuition hikes and threatened cuts in financial aid
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IRAs for Kids?: Not only will modest contributions add up to significant savings...but it's also a way to teach your child an invaluable lesson - one he or she isn't likely to learn in school. - Smart Money
IRAs for Kids: It will only take a few seconds for you to realize how powerful this can be for your child's investing and financial future. - Motley Fool
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Why Your Kids Need a Roth IRA: Looking for the perfect gift for your children? Open a Roth for them, and start them on the road to retirement security. - Kiplinger