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User Agreement - Terms & Conditions

As a member of Kid IRA Foundation, Inc., you agree to the following rules of membership.
  1. REQUIREMENTS AND OBLIGATIONS: of a Kid IRA member (also referred to as "member" or "Member") of Kid IRA Foundation, Inc. (also referred to as "Company" or "the Company"):
    • The privilege to market the services and products of the Company, including but not limited to the college fundraising service (also referred to as "service" or "Service"), to prospective customers.
    • The privilege to refer additional members into the Company.
    • To conduct my work as a member with integrity and honesty.
    • Will use only materials generated by the Company and promotional articles of the Company.
    • Receive communications sent by the Company

  2. FORMS: Member needs to fill out the application form accurately and completely. the Company reserves the right to suspend any earnings of individuals who falsify their information. Further, the Company reserves the right to approve or decline any application.


  3. ACCOUNT CONFIRMATION: Members are required to confirm their information by completing the online confirmation form. The Company will send you:
    • A confirmation e-mail message with a confirmation link to the confirmation page
    It is your responsibility to ensure your account is confirmed by proceeding to this page upon account activation and following the procedures on the confirmation page. Your account may be required to be reconfirmed in the following instances: cellular number change, e-mail address change, incomplete personalization info.


  4. LEGAL FULFILLMENTS: Member needs to follow all federal and state laws regarding the independent contractor status of a member, inclusive of the acquisition, transportation, storage, distribution, sale or publicity of the articles of the Company. To the extent that the Company sells now or in the future a product, sales aid or service to a member for resale, the buy-back laws applicable to resigning members in GA, LA, MA, MD, MT, OK, PR, TX & WY will be honored.


  5. ACCEPTANCE OF STANDARDS: Agreement to fulfill and uphold all the standards of the Company, which appear in this text.


  6. COMMUNICATION: Any communication considered "SPAM" sent by a Member will be cause for immediate suspension of his account until the issue is resolved. Sending information about our company via this form of communication will diminish our well-positioned brand and may also frustrate individual recipients. If, after our findings, the communication was found to be SPAM, immediate dismissal from this service and forfeit of any monies earned will be the outcome.


  7. INDEPENDENCE: All members are independent contractors and as such are separated from the Company. The members are not franchises, partners, employees or agents of the Company. I understand and agree that I will not be treated as an employee for federal or state tax purposes, nor for purposes of the Federal Unemployment Tax Act, the Federal Insurance Contributions Act, the Social Security Act, State Unemployment Acts, State Employment Security Acts, or State Workers Compensation Acts. I understand and agree to pay all applicable federal and state self-employment taxes, sales taxes, local taxes, and/or local license fees that may become due as a result of my activities under this Agreement. The member cannot claim to be anything other than an independent contractor. The member has no authority to bind the Company to any obligation. Each member will indemnify and hold harmless the Company from any action or cause of action resulting from its member business.


  8. CONFIDENTIALITY: All Company information will be provided in confidence to members, to be used solely in furtherance of the Company business interests. The member will accept and agree to maintain completely the privacy of this information throughout an indefinite period of time.


  9. FULFILLMENT OF MARKETING PLAN: The member declares that he has carefully read and agrees to fulfill the marketing policies and procedures of the Company and its compensation plan and will be bound to it by meeting its terms and conditions.


  10. ASSUMPTION: The continued activities of a member in the Company constitute a demonstration of the acceptance of all changes or conditions in the policies and procedures of the Company.


  11. LEGALITIES: The member should fulfill all the necessary steps to comply with legal, labor or any other type of obligation required in the country where he exercises his activities as a member. It would be the total responsibility of the member to also fulfill all the legal requirements in force in his country in reference to the storage, distribution and sales of potential products distributed by the Company. If the member does not fulfill these obligations for the corresponding payment required then the total costs and taxes may be offset against the member's account.


  12. INTERNATIONAL USE: Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online and telecommunication conduct. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside. Due to legal constraints, we are currently limited to the following countries:
    1. Argentina
    2. Australia
    3. Anguilla
    4. Austria
    5. Belgium
    6. Brazil
    7. Canada
    8. Chile
    9. China
    10. Costa Rica
    11. Denmark
    12. Dominican Republic
    13. Finland
  13. France
  14. Germany
  15. Greece
  16. Hong Kong
  17. Iceland
  18. India
  19. Ireland
  20. Israel
  21. Italy
  22. Jamaica
  23. Japan
  24. Luxembourg
  25. Mexico
  26. Netherlands
  27. New Zealand
  28. Norway
  29. Philippines
  30. Portugal
  31. Singapore
  32. South Korea
  33. Spain
  34. Sweden
  35. Switzerland
  36. Taiwan
  37. United Kingdom
  38. Since we are continuing to build or global presence, your country may be in the process of being added. If you reside in a country other than those listed, you can still build your network within the Company, however payments cannot be made until we legally ensure we can make financial payments to your country.

  39. DURATION OF THE AGREEMENT: The duration of the agreement is until the member notifies the Company the desire to terminate his/her account by unsubscribing to the the Company service online.


  40. PAYMENTS: Payments will be made monthly on the last business day of each month. Unless otherwise specified, Members shall receive an electronic payment to their registered Kid IRA account which is linked to their Member account up until the maximum contribution. Payments above and beyond the maximum contribution will be direct deposited into the Member's savings account on record. Payments will be made for accounts that are in excess of fifty (50) dollars (US). Balances for accounts that do not meet this qualification will be carried over to the next month until they are qualified for transfer.


  41. IDENTIFICATION: Every member will receive from the Company a password and access ID and identification as a Company Member. This identification will need to be diligently protected and the Company will not be responsible for the consequences of the misuse by the member. The member who possesses these identifications indicates his participation in the Company.


  42. INTERMEDIATION: the Company does not regulate user-to-user dealings, therefore, in the event you have a dispute with one or more users of the Service, You agree that the Company shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such user or users on the Service.


  43. RESIGNATION: A MEMBER MAY RESIGN AT ANY TIME BY DE-ACTIVATING HIS/HER ACCOUNT ONLINE. The resignation is effective as soon as it is received and accepted. Any remaining balance in the member's account will be forfeited upon resignation.


  44. DISMISSAL: the Company reserves the right to suspend or terminate any member for any reason, including but not limited to, committing any type of immoral activity or violating any conditions or basis of the contract. Prior to dismissal, the Company will give an opportunity to discuss reasons or defenses, or if in 15 days the member does not give the Company the evidence solicited, a dismissal will be definite and he/she will be removed from the Company database. A dismissed member will not be admitted again until a minimum of 12 months from the date of dismissal and upon further review of the application.Any member who is dismissed or resigns loses the right to collect compensation, but will only have the right to collect the previous month from the effective date of separation from the Company database. Commissions on this vacant position can be liquidated and the Company will ultimately decide the destiny of the liquid funds of this vacant position.


  45. INDEMNIFICATION: You agree to indemnify and hold the Company, and its subsidiaries, affiliates, officers, agents, customers or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service, your connection to the Service, your violation of this Agreement, or your violation of any rights of another.


  46. RELATIONSHIP WITH THE PRESS: All relationships with the press will be conducted solely by the Company unless expressly authorized otherwise. A member cannot criticize or discuss the Company with the press or act as a spokesperson and violation of this standard will result in immediate dismissal.


  47. NO EXCLUSIVITY: The member of the Company can work with other companies as long as these companies are not in competition with the Company and As long as there is no utilization of contacts developed in the Company (except those contacts referred directly by the member). Immediate dismissal can be expected from the Company for violation of this condition, and the offender will be held responsible for whatever legal complaint or the damaging consequences that occur by not respecting this standard.


  48. USE OF NAMES AND LOGOS: Unless expressly authorized, the member cannot use in any way, whether in letters, cards or in any publicity, the name, logos or directions of the Company or its policies.


  49. DEALING WITH ADVERTISERS: Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that the Company shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Service.


  50. DATABASE: Data, obtained by people or members such as a member of the Company, can be utilized by the Company to mail to them whatever type of information including publicity of other companies who have a relationship with the Company or for a Company that will reach a commercial agreement with the Company.


  51. DEFENSE OF the Company: The member will commit to provide the Company with the information it has received or witnessed that could criticize, attack, or question the activities of the Company, its policies, its legal situation, its products, its marketing and in general anything that could be a detriment or a stigma on the good image of the Company. By the member not making known to the Company these commentaries, documents or announcements etc., it will be considered a policy violation by the member against the Company. The Company will reserve the right to consider the actions it would take against these parties, including the member, given the seriousness of the situation.


  52. RIGHT TO MODIFY: the Company reserves the right to change the tariffs, products, policies and compensation plan when it deems necessary by giving notice using reasonable means. The member can request to resign from the Company if he considers these changes harmful to his or her interests, especially if the changes in the compensation plan can result in a loss of income that member has a right to for the work already produced up to the time of the changes in the compensation plan. The performance to be affected will be based from the actual date the changes in the compensation plan became effective and will have repercussions on the total activities of the member.


  53. QUALIFICATIONS: Members DO NOT have to qualify each month in order to receive compensation. There are no minimum amounts, quotas, etc. If there is any conflict between the above and the currently published Compensation Plan, the Compensation Plan will control.


  54. GOVERNING LAW: This agreement is in accordance with the laws of the State of California in the United States of America.
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